Your homeFunded Collectively
We can get by with a little help from our friends. And families. And uncles. Even that random bloke from down the road. With support you can to make your dream home come true right now.
You tell us what you need - we'll do the rest.
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Our mission
Collectively helping you own your next home
It’s time to start your homeownership journey and plan for your financial future. Start growing your wealth as well as the wealth of the collective that will help you get there, with us, in it, together.
Home Buyers
It's simple, you choose the percent(%) of the property you want to own (or can simply afford). Then invite family, friends, and/or professional property investors to form an ownership group that will acquire the remaining percentage of that property. The ownership contribution, combined with your deposit creates your overall down payment.
Learn moreProperty Investors
You may be a professional property investor, or just want to diversify your portfolio, or a parent looking to help your kids get on the property ladder. Whichever situation you find yourself in, our platform will match you to a property that's a great fit for your overall portfolio.
Learn moreExisting Home Owners
You've spent years paying off your house now you'd like to see some of those capital gains for yourself. We will get a current evaluation for your property. You then can choose what percentage you would like to release into the marketplace, making it easy to draw down funds into your bank account.
Learn moreFinancial Institutions
Want to offer mortgage services without the hassle of having to manage the systems yourself? We provide a whitelabel solution to allow your customers to collectively fund the mortgage that's right for them.
Learn moreMortgage & Remortgage
Get your
dream home
Seven out of ten first time buyers have been priced out of the property market and those who can make it are often stretched to the limit.
Avg. London first time buyers
£648,000
Avg. Home cost
£61,920
Avg. Income
£78,000
Avg. Deposit
Traditional purchase
291k
279k
78k
£3513
Average monthly spend
* 63 months of £3446 at 5.34%
* 237 months of £3531 at 5.59%
Income needs to be £65k higher to qualify for the full loan.
Owned Collectively
278k
292k
78k
£1898
Average monthly spend*
* 63 months of £1683 at 5.34%
* 237 months of £1725 at 5.59%
including max £182 monthly rental payment to equity owners
Unsure?
FAQ
We've spent time writing down the most common questions that come up during the Owned Collectively process.
Investing for the future
Support friends and family
with a solid investment
Play with the values to see how your capital could have grown.
Your investment
a
£
Investment
over the last
years
in the
area
Your OC investment would now be worth £NaN
Based on historical property price data for this location, the value of your capital would have increased 0% vs. a tradition bank account that would have increased by 0%.
A rising tide
lifts all ships
We are passionate about helping people become homeowners, and building wealth for everyone. If this sounds like a mission that makes sense to you, then come and join us. We are looking for all different kinds of roles to help us build the future of homeownership.
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